Whether you are a diagnostic, therapeutic, or interventional Radiologist - you have learned a select set of specific skills to perform your occupation. Therefore, you will need to ensure that any disability insurance coverage you consider purchasing provides coverage if you become disabled from performing your occupation.

It is imperative to understand that not all disability insurance contracts are the same and can vary greatly in how they protect you. Some contracts will offer own-occupation protection to age 65 or 67 while others provide own-occupation coverage for only the first 5 years then switch to any gainful occupation - leaving you at risk for the insurance company to re-examine your sickness or injury.

The most comprehensive policies offer these top features as options:

1. Own-Occupation protection to age 65 or 67
2. Unlimited Recovery Benefit Period for Residual Disabilities
3. Graded Lifetime Benefits for Total Disability
4. Future Increase Options to add more coverage without medical underwriting
5. Cost of Living Adjustment Riders to offset inflation while on claim
6. Supplemental Protection toward Retirement Savings
7. Catastrophic benefits

Disability Insurance is a very complex product - something that should be structured and explained by a professional who understands every detail of the business. Sadly, many financial planners and agents simply don't focus enough on disability insurance and, in some cases, may recommend the wrong disability insurance product to their clients. Since this provides you with a base of protection for your entire current and future financial picture - make sure you have someone who truly understands how this important form of protection works.

• By completing a brief online request form, our team of disability insurance specialists can provide you with a variety of disability insurance options to choose from.
• Our unique online system allows for a simple, effective method of correspondence that respects your busy schedule as a physician. We will make this process streamlined and simple for you.
• We also provide a variety of other business related protection services for both disability and life insurance coverage. We manage all accounts personally and are available to provide changes and additions to your plan of protection as your career and life grow.

Contact us directly toll-free at 1-866-680-8779 or simply complete the online request form here. A proposal will be provided within a 24 hour time period.