There are various levels of coverage available for Pathologists in today's disability insurance marketplace.

Step 1. As a Pathologist, ask yourself a very basic question -

- Do I want coverage that protects me if I cannot work as a Pathologist because of a sickness or injury?

Step 2. Decide on a Plan.

- Long term disability coverage takes about 6 weeks to obtain if you are insurable; so you need to lay out a plan to begin deciding when to start the process of applying and ensure your coverage is active when needed. Once you are ready, you will have many decisions to make about who to underwrite your disability insurance coverage.

Step 3. Receive a Quote - Begin the Application Process

- Many financial professionals provide disability insurance coverage. Some people are knowledgeable but sadly, the majority of agents in the business are not. Most financial planners focus primarily on life insurance while keeping a peripheral view of disability insurance contracts.