What Does Own Occupation Mean Anyway?
There is a common misconception held by many medical professionals that all “Own-Occupation” disability products offer the same level
of protection. Sadly, this is simply not the case. In today’s competitive DI marketplace, there are many different types of occupation
specific contracts – some more comprehensive than others. Consequently, understanding how to determine a policy’s type of own-occupation
coverage has never been more imperative in your choice of which provides the right level of protection for you.
These are the two most common types of own-occupation protection.