|
||
|
Physician Disability Insurance - Disability Insurance Quotes for
Doctors
|
|
|
||
|
 |
Classifications
Disability insurance for physicians is specialized. There are rules and regulations set forth by the insurance companies that are different for the medical community, than everybody else. Physicians are still able to obtain a pure "Own-Occupation" disability insurance policy; however the length of own-occupation depends upon your medical specialty. Three Divisions for Physicians Disability Insurance Protection.
Disability Insurance Quote Request Form
Importance of Own-Occupation Benefits The insurance industry has begun to move away from own-occupation disability insurance for doctors, and dentists. Berkshire Life Insurance Company of America is one of the last insurance companies to offer own-occupation benefits to physicians. Own-occupation allows you to collect disability benefits when you are totally disabled under the terms of the policy, even if you are at work in another occupation. If you read the definition of total disability in our competitors products you will see the sentence "so long as you are not at work in any other occupation". This sentence in competitors products reduces your monthly disability benefit if you derive any source of earned income while on a claim. You are not penalized for going back to work while on a claim when totally disabled in your own occupation.
|
    
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
 |
|
|
 |
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
 |
|
 |
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
