As an anesthesiologist looking for disability insurance you have to be aware that there are a variety of disability insurance products available in today's market. Disability insurance should not be simply bought based on price.There are a variety of factors within each policy that help to determine coverage that the client needs to understand.

Just because a policy says 'own-occupation' does not necessarily mean it protects you in your occupation for the life of the contract.

There are a number of important factors to consider for a policy.

• Does this contract have a 'True own-Occupation' Definition of Total Disability?
• Does the contract contain 'specialty language' in the definition of 'your occupation?'
• Can this contract provide an 'true own-Occupation' protection to Age 65 or 67?
• Are there Recovery Benefits? If so, are they for the entire benefit period?
• Does the contract offer a graded lifetime benefit for total disability?
• Does this policy provide benefits Up To $15,000 Per Month?

There are several carriers that offer some of these features to anesthesiologists, however very few offer all of them to Anesthesiologists. Our associates will work with you to select a disability insurance company that provides as many of these benefits to you as possible, at a price that is reasonable.

We provide you with clear explanations regarding how one policies' language can differ from another and help to educate you on the importance of a quality contract. As an anesthesiologist it is important you purchase a policy that provides coverage in the event you are unable, due to sickness or injury, to perform the specific duties and skills that took years.

We are available to discuss your options. Please do not hesitate to call our office to discuss a quote or to request one. We can be reached toll free at 1-866-680-8779. If you prefer to obtain a quote online - simply complete the online request form here. We look forward to the opportunity to work with you.